Well, let's start out by saying, even with the plastic card that you can hold up to your skin and pick the color that best matches, I still can't do it right.
Maybe it was because when I got the card it was spring and then when I got the foundation itself it was summer. I don't know.
I have a feeling that if you are better than I am at finding your skin color match with a card that makes it very easy to do so, you shouldn't have a problem with this.
I did try this on my hand and my face without good results. I am really into using a tinted moisturizer with SPF so this couldn't really compare to that for me. It was cakey-looking, felt dry, and there is no SPF in it. But then again I have my preferences.
So if you like the same thing that I do, you won't like how this feels.